The 3 Key Elements of a Prudent Investment

The 3 key elements of a prudent investment are something that each of us should understand. They include liquidity, safety and predictable rates of return.

Unfortunately, these truths are not understood by a great deal of people who choose to accumulate their retirement savings in places that don’t meet this test. It’s something Doug Andrew has seen to be the case, over and over during the four and a half decades that he’s been a financial strategist and tax minimization specialist.

Would you like to know what your Abundant Living Score is? Click Here to gain immediate access to the Three Tools for a Strategic and Predictable Retirement.

Liquidity is best understood as the ability to access your money when you may need it. Safety refers to soundness of the institution in which you’re saving as well as the protection your principal has from inflation and market volatility. Predictable rates of return mean that your money is compounding and staying ahead of the cost of living.

These are the 3 key elements of a prudent investment. How well are you doing to ensure that your serious money is protected like this?


  • What good is your money if it’s inaccessible, or particularly difficult to get to? Doug shares some alternatives that put you back in the drivers seat.
  • What’s the big difference between tax-deferred and tax-free? Hint: If your serious money is accumulating in an IRA or 401(k), this is crucial to understand..
  • How do you know that your principle is safe from market fluctuations and increasing taxes? Learn why it’s possible to enjoy market gains without losing principal when the market declines.
  • Why does getting a good rate of return a pie seem like a in the sky pursuit for so many? Doug explains how realistic rates of return are possible and how you can dial in on them.
  • Is there a way to balance the desire for a higher rate with the higher risk it usually entails? If your goals are long-term, you need to hear Doug’s take on this.
  • Are there savings vehicles that can meet the 3 key elements of a prudent investment? Doug reveals his favored savings vehicles that bring peace of mind and security.
  • And much, much more…

Start by visiting with a wealth architect today.

What are the five key objectives to financial abundance? How can you evaluate various financial vehicles using the LASER test? Click Here to gain immediate access to the Three Tools for a Strategic and Predictable Retirement.

*Life insurance policies are not investments and, accordingly, should not be purchased as an investment.