Solid Solutions for Your 401(k)/IRA Dilemma

Over the past 4 decades, one of the more common questions that Doug encounters from his clients and students is this one: What should I do about my 401(k) or IRA dilemma? In most cases, what they’re asking is whether or not they should continue to participate in this type of savings plan. Considering that, for many people, their retirement is riding on that question, you can understand why this is a fairly weighty decision. It this episode, Doug outlines the challenges posed by saving for retirement in an IRA or 401(k) and points out some of the better alternatives that he has come to trust.

Here’s a snapshot of some of the topics he covers:

  • Learn what the basic premise or advantage of tax-deferred saving is and why it can no longer be considered a sure thing.
  • Why is the lower tax bracket you’re counting on being in for retirement just wishful thinking?
  • Doug explains how the metaphor of whether a farmer would be better off paying taxes on his seed or on his harvest can teach you a lot about how to think about how you should save for retirement.
  • Just how much advantage will you enjoy by saving in a Roth IRA? Is there a better way to enjoy tax advantaged savings?
  • What savings vehicle gives you the two main advantages of the Roth and 3 more advantages to boot? Doug will teach you what it is and why it may be the best choice.
  • Learn how you can save for retirement with truly tax-free accumulation and the fewest possible strings attached.
  • And much, much more…

Start by visiting with a wealth architect today.

*Life insurance policies are not investments and, accordingly, should not be purchased as an investment.