Rooting Out What’s Counterproductive

Rooting out what’s counterproductive is more important than most realize. Nowhere is this more important than in how we prepare for retirement. For instance, people who save for retirement in tax-deferred vehicles and who pay off their mortgage as fast as they can, may be limiting their opportunities down the road.

Doug Andrew describes this tendency as akin to driving down the highway with one foot on the gas and another foot on the brake pedal. What makes this so counterproductive is the fact that most people aren’t even aware that they’re doing it.

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Likewise, the belief that we’ll be in a lower tax bracket upon reaching retirement can turn into a rude awakening for many. Our best bet for an abundant life–now and in the future–is found in rooting out what’s counterproductive in our lives.


  • What causes people to end up paying more taxes in retirement than they did while they were working? Doug explains what happens when our deductions disappear.
  • If you’re saving for retirement in a 401(k) or an IRA, do you recognize the difference between tax-deferred versus tax-advantaged accumulation? Doug spells out just how important this difference is..
  • Why is it a bad idea to string out your tax-deferral as some financial advisors recommend? If you recognize which direction taxes are likely to go, you’ll understand the danger here.
  • How can a person pay the required taxes now and then let their money accumulate tax-free from that point on? Doug walks you through the strategic roll out process of placing your nest egg off limits to the tax man.
  • Is it a safe bet that taxes will ever be lower than they are today? Doug has insights on why this is a chance you don’t want to take.
  • Why is the LASER fund such a key method of rooting out what’s counterproductive? Doug explains how you can enjoy liquid assets safely earning a predictable rate of return now and in the future.
  • And much, much more…

Start by visiting with a wealth architect today.

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*Life insurance policies are not investments and, accordingly, should not be purchased as an investment.