The LASER Test Can Tell You How Well You’re Prepared for the Future

One of the big questions on a lot of people’s minds today is what we can expect from our financial markets in the days ahead. Doug is often asked about this by various news journals. He explains that it’s possible to stress-test a person’s portfolio–the vehicles in which their are accumulating their wealth–by using what he calls the LASER test. In a nutshell, this acronym refers to Liquid Assets Safely Earning predictable rates of Return. If you haven’t applied this test to how you’re currently preparing and saving for your retirement, now is a great time to do it.

Here’s a quick overview of a handful of the topics Doug shares in this week’s broadcast:

  • Do you know why liquidity, or quick access to your funds, should be a higher priority than your rate of return? Doug lays out the reasons why this is a top priority.
  • How can you know that your principal is safe? Simply having your money in a safe institution isn’t enough.
  • Learn how indexing makes it possible to enjoy the upside when markets are growing yet protects your principal from loss in those years when the market declines.
  • Doug explains how to lock in the gains that you make and to reset in a way that shelters your money from market volatility.
  • A great many people choose to save in tax-deferred vehicles. Discover why tax-free accumulation is a better way to keep more of your retirement nest egg.
  • Learn how the LASER test can mitigate much of the market risk to which too many people are willing to subject their hard-earned savings.
  • And much, much more…

Start by visiting with a wealth architect today.

*Life insurance policies are not investments and, accordingly, should not be purchased as an investment.