Avoiding Common Retirement Predicaments

Doug Andrew has helped thousands of people get on course for a brighter financial future, over the past 45 years. Among the many questions he’s been asked over the years are how to avoid becoming trapped in various retirement dilemmas. Often, what’s being asked is about whether or not they should continue to participate in a type of savings plan such as a 401(k) or IRA. When your entire retirement is riding on how to answer that question, you can understand why people take this so seriously. Listen in for solid solutions to the challenges posed by saving for retirement in an IRA or 401(k). Doug also shares some of the better alternatives he’s found over the past 4 decades.

Here’s a sneak peek of what Doug covers in today’s episode:

  • Why do so many people choose to save for retirement in a tax-deferred vehicle? Doug explains the faulty premise they’re banking on and how it will come back to bite them.
  • Learn why tax-free accumulation is far more advantageous than tax-deferred and why your money should have as few strings attached to it as possible.
  • Does the Roth IRA give you a true advantage? Is there a better way to have tax-advantaged savings as you build your retirement nest egg?
  • When it comes to your choices in how to save for retirement, which savings vehicle can give you the two main advantages of the Roth IRA plus 3 more advantages that the Roth cannot?
  • If you a farmer who was given the chance to pay taxes on your seeds or on your harvest, which would you choose? How you answer this question says a lot about how you’ll approach retirement.
  • Learn why the expectation of being in a lower tax bracket turning out to be a pipe dream for so many.
  • And much, much more…

Start by visiting with a wealth architect today.

*Life insurance policies are not investments and, accordingly, should not be purchased as an investment.